PMS

Portfolio Management
Services (PMS)

Grow your wealth with expert-led Portfolio Management Services

What is Portfolio
Management Service?

Portfolio Management Services are offered by investment experts to grow your wealth and achieve financial goals using instruments like stocks, mutual funds and bonds.

Personalised

Transparent

Diversified

India's PMS industry

₹ 27 Lakh Crore

Assets Under Management

300+

Investment Strategies

₹ 50 Lakh

Minimum Investment

Benefits of PMS

Personalized investing

Achieve your financial goals & create long-term wealth

Get full visibility of all transactions in your portfolio

Invest in a customised asset allocation that suits you

Diversify your portfolio and reduce investment risks

Expert Management

Get professionals to optimise your portfolio regularly

Get access to a dedicated relationship manager

How does PMS work?

PMS helps you invest in stocks, MFs and other securities like bonds and ETFs.

The portfolio managers make investment decisions on behalf of the client, aiming to achieve the investment goals outlined in the agreement, while providing regular reports and updates to the investors. It enables you to make sound decisions that are supported by extensive research and factual data without lifting a finger. Additionally, it better prepares you to deal with market adversity.

PMS vs Mutual Funds

Total assets managed by PMS and mutual funds is a whopping Rs. 66 lakh crore.

While investors use PMS and mutual funds to invest in the stock market, they are different in their structure and approach to investing.

Types of Portfolio Management Services

Based on investment control

PMS services can have three types of controls based on who approves and executes portfolio manager recommended transactions, and one service can have all three.

Discretionary PMS

Non-Discretionary PMS

Advisory PMS

Discretionary PMS	Non-Discretionary PMS	Advisory PMS
Who makes buy and sell recommendations	Portfolio manager	Portfolio manager	Portfolio manager
Is investor consent required for execution?	No	Yes	Yes
Who executes the transactions?	Portfolio manager	Portfolio manager	Investor
Advantage	An expert portfolio manager is in charge of all the decision making	Investor has control over which transactions are executed	Investor has full control over the portfolio
Disadvantage	Investor may not agree with some investment decisions but can’t stop the portfolio manager from executing them	The time lag between giving recommendation and getting consent may result in delay and investor getting higher price for stocks	Investor is likely to act emotionally and may miss out on good investment opportunities
Availability	Most common	Not very common	Rare

Based on market cap focus

Market Capitalisation evaluates the value of the company based on it’s stocks.

Large Cap

Multi Cap

Mid Cap